Risk is an essential ingredient of success.
If you're not willing to give something up, it's not likely that you're going to get anything in return (for that nothing). That's why they say activity breeds activity. If you're just sitting thinking about how you wish you had a bunch of money, you probably won't get it. If you're willing to put what you have on the line (be it time, money, reputation) you are in a position to reap the rewards.
Glad to hear that you're long on Steem!