I've heard a hundred of these discussions, but there is never anything approaching consensus...
Everyone can voice their opinion, but listening to everyone is a fools-plan. Sometimes, it's better to listen to experts and just do it; and if it didn't work out, revert it back. (not saying that decisions should be rushed)
But this is simply a learning experience in a decentralised community such as Steem. Coming to decisions takes simply much longer than it would take in a centralised company.
LOL
There are no experts of consequence regarding these matters. Blockchain is highly mutable and there are no established standards. Regarding investment, there are thousands of years of history of investment to consider, and myriad examples that reveal a distinct difference between investment that creates capital gains, and profiteering that extracts profit from destruction of a vehicle.
'Barbarians at the Gate' is an excellent example of the latter, as are your own efforts. Warren Buffet is as good an example of the former - actual investment - as can be found today. I don't think that you'll be around for long, as you've started sliding down the backside of the curve regarding profitability of extractive corruption of curation, and I see but little sign functional incentives will eventuate to keep you around by providing a new curve you can surf into the foreseeable future that actually improves the value of Steem and creates capital gains.
I flag trash. You have received a flag.