Right now, the curation rewards are only paid to the accounts that are actively curating. If the curation rewards for accounts above 250 MV were split among everyone with that much SP (without needing to curate), they would be a lot lower than someone could get for actively curating. There would still be an incentive for a whale to split their voting power into smaller accounts and actively vote.
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Maybe the active curation should be twice or 50 percent more then the passive investors.
All the whales don't use all voting power do they? They leave some on the table. Those leaving money on table now would likely like the passive option.