@deathcross , "I see no such protection by cryptocurrencies, and this is only one of the security issues. (Hacks, thefts, scams…)"
There is. The EOS cryptocurrency has that capability and they do recover such lost/stolen funds.
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I hope they also have court, police, and government. Because, what shall they do if the one party says: that was a business transaction, the other party paid me for some service?
OK, some cases like hacking should be clear. But not all.
Yes, I agree with you. Many cases are not clear cut. I rather lose funds and blame myself than lose it due to unfairness.
They do have or had a court of some sort and a governance system. Here are the details of the constitution,
https://www.eoscorearbitration.io/home/governance/
But I believe they changed it to this user agreement two months ago,
https://github.com/EOS-Mainnet/governance/blob/master/eosio.system/eosio.system-clause-constitution-rc.md
Here is an example of an old case and it's ruling under the previous version of the constitution,
https://www.eoscorearbitration.io/wp-content/uploads/2018/12/ECAF-Ruling-Case-0027-2018-12-14-AR-002.pdf
You have a point. Don’t think there needs to be protection, so users must be watchful
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