Yes, I agree that many of us are here for money ultimately. That's why we hope that the STEEM would preserve it's value. And one important (indeed the most important) factor, is the quality of the content in this platform. (although the effect maybe not so immediate compared to speculation in the market.)
I have an article on this (well, it's not too long. LOL)
"Where is the money on the Stemmit platform actually from?" -- Let me try to answer this question
I'm not going to read it, but the title looks good. Here, have an upvote ;)