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Phishing is a cybercrime in which a target or targets are contacted by email, telephone or text message by someone posing as a legitimate institution to lure individuals into providing sensitive data such as personally identifiable information, banking and credit card details, and passwords.
What Is Phishing? - Phishing

www.phishing.org/what-is-phishing

I've heard of that before wasn't quite sure what they called it I just knew people will try and scam people through emails or phone calls, the text message one was a surprise..must be something new they try to scam people through text, I don't respond to text I don't know anyway, same with emails or calls. Thanks.