Payjoy
Get loans using your smartphone as collateral
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Hunter's comment
Payjoy is an awesome platform which brings life possibilities to its users. You'll get to acquire a new mobile phone without going through the stress of bulk payment. Also, you can get money loans while using your mobile phone as collateral
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To be very frank i could not understand this idea as using our smartphone as collateral to get loans on this behalf.
Lol. My smartphone as collateral? A good way of making sure i actually pay back. It is a good platform you know
The idea is good to start with. I know of an app here that give emergency loan without collateral in few minutes. The 'catch' is for you to return the loan with interest at the right time and increase your good credit ratings for higher loan.
However, this PayJoy's homepage does not have enough information for people to know what they getting into. I read they have a device locking Technology which i am assumptions it is mainly for locking the defaulter's phone.
I hope their business and process is viable, it will be a great help to people in need of phone quickly or Emergency fund.
It is a Very useful hunt. Well-done @idcabasa.
Thank you.
This is interesting, we can use our smart phones now as a means of collateral, but I guess what we are borrowing must be less valuable than. the smart phone...
Surely It has to be less.
So things can get easier for people like this, been able to get loan and use the phone as a collateral. Nice one, you also said one can also buy new phone without bulk payment. This is interesting. Thanks for sharing.
Payjoy comes to me like fallen from the sky. These days they stole my cell phone and it costs an eye of the face to buy it. I like that the use of a platform rewards and gratifies me. The user feels happy and at ease. I'll check carefully to see what it is and how it works. Thank you for sharing your hunt.
It is seems interesting, we can use our smart phones now as a means of collateral security, that is good, I am interested in that, let's see what is and how it's work, for now I think it is a good hunt.
It's a really great solution because when we purchase any new mobile we take money with us and this is very risky. Payjoy is a great solution for it. you can get a loan through your mobile phone.
I will share this to a friend right now...he said he wants to sell his phone for cash...maybe he could appreciate a loan more.
Nice product
That will be great.
Good online software to be used by the people who cant search and travel far flung areas...
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