This is quite interesting and i can't think of anything like this. Trust can be established basis user ratinf system. And renting things is way better. We always ask friends for things that we need for a short time. Why not ask more people. Rate of interest if for which country? 7% in india is very cheap as opposes to 7% in germany or japan.
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Yes, the percentage charge is relative on country basis. However, it's still a good bargain considering it comes with a free offer too
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