That may be, but i learned the hard way. We live frugally and our only debt is our house. Our vehicles have over 200k miles and i do most repairs myself. I HATE working on vehicles but with the help of friends we get by. I just don't care about keeping up with everyone else. That was a losing battle. It is much more peaceful without a stack of maxed out credit cards. I have to give credit to Dave Ramsey and his books and courses for setting us in the right direction.
That may be, but i learned the hard way. We live frugally and our only debt is our house. Our vehicles have over 200k miles and i do most repairs myself. I HATE working on vehicles but with the help of friends we get by. I just don't care about keeping up with everyone else. That was a losing battle. It is much more peaceful without a stack of maxed out credit cards. I have to give credit to Dave Ramsey and his books and courses for setting us in the right direction.