yes while you re new there is no point cashing out, just power up and increase and then you will earn more by curating. powering down is not seen good by steemit and you shouldn't do it unless you are powering down and leaving the platform. You can send steem and steem dollars to bitcoin but only from your wallet when you have earned money.
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But doesn't powering down convert steem power to SBDs which you would need to do if you ever wanted to convert?
no thats not a way to do it! Once you get paid you have your SBDs and you can take it out and convert, not through powering down!