Yes thank you for saying this. Steem is a ponzi scheme if in the end there is no way of monetizing it, and the current promoted posts really don't have much exposure, since they are confined to the "promoted" area.
Personally, I appreciate the two first ideas (premium and tag specific). Visually reddit promoted posts work like that and they aren't intrusive or disturbing at all.
I'm not so sure about ads on individual user posts. This could lead to pressures from the advertisers on the user to use a certain langage, to restrain from commenting on some subjects. On Youtube there was this huge outrage when channels talking (neutrally) about politics or war where demonetized because advertisers didn't want to advertise on such subjects. I feel like this is a subtle yet very dangerous form of censorship, and to me it is not welcome on steem.
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Advertisers and users can use whatever language or rules that they want for their acceptance or non-acceptance of terms. I don't consider this to be an issue. Many companies and brands do not wish to be involved in controversial topics and that is their right. If a user finds their requests to be unbearable, then they can simply refuse to agree to the terms and find another advertiser.
I agree that this is the advertisers right to use the non-acceptantce terms they want. However it is still a pressure on the user. The user might need the money and become a complete sellout, or they would abstain from talking about matters they wanted to talk about, which would overall decrease the value of STEEM. The simple possibility of that happening on steem is unacceptable to me. I don't want to see users being bought out by companies, and the steem blockchain supporting it.
If advertisers are going directly to users, then that's not part of the blockchain protocol. And if a user decides to sell out to pressure from an advertiser, then that's on them and there's nothing that we can do about it. It's really a non-issue regarding the other forms of advertising via the auction and distribution model.