Most of the money in our economy is created by banks, in the form of bank deposits – the numbers that appear in your account. Banks create new money whenever they make loans. 97% of the money in the economy today is created by banks, whilst just 3% is created by the government. This short video explains:
http://positivemoney.org/how-money-works/how-banks-create-money/
what about gift cards?
Huh?
explain that...and coupons..
i will post it soon. am in something better than gift card its a digital currency