One thing that I was doing before was the 50-30-20 rule where I convert 50% of my SBD's to STEEM keep the 30% for Promotions via Bots and the rest 20% I kept for liquidity.
But now that the Market is Down I have changed it to 50-50 rule where I invest 50% back to Steem and the rest 50% for Promotions.
I feel a proper planning is also required for that to happen.