Why use banks at all? Why not simply say hey guys I have 50 Euro/Dollar/whatever who wants to sell me some steem.
If coins are cash then swap for cash. Once the banks see that we don't need them then they will soon enough start to think of ways to do their man in the middle swindle.
Or is there something else at play here?
Not sure, though I might do posts from now on asking sellers to contact me direct on here, I can paypal them the cash or simply send it bank to bank, I aim to invest daily around 100 steem a day soon.
Have a superb week broskie.