Haha awesome ... 'WTF is a poloniex?' I'm sure many people have asked that same thing.
You should take a look at getting a Shift Card as well. Its tied to a Coinbase Bitcoin wallet and works great for me. Glad you're here!
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Thanks so much @blakemiles84! Checking Shift Card out now. Yeah, being new to Steemit and new to cryptocurrency in general has made for an overwhelming week. I think I have my head around most of it now. Thanks for the welcome. I love having a community like this to share my work.