There would be a transition period where it is hard to buy anything at all when the banks go down. That's why you want some physical cash on hand and maybe junk silver (old dimes, etc) so that you have something physical to trade. And of course store up enough food to get by for 3 months or more.
BUT eventually a new system will sort itself out. Maybe something companies will start accepting something like GoldMoney and BitCoin, and any other cryptocurrencies can be converted into one of these before shopping. I don't know, but a new system will arise out of the ashes and chaos.
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