@cardboard I did that. It didn't work. How can SP be refunded? It would have to be powered down to SBD, then that can be transferred/refunded.
So basically, it sounds like my earnings are taken by tipu so it can buy its own SP. YIKES! That's very deceptive.
Unless I'm not understanding the process. :(
OK, figured it out @cardboard. The keyword is "refund" and not "withdraw" or "payout".
Thanks for your help!