If you Power Down you get weekly payments in liquid Steem tokens and the interest you generate for that week will be more than what will be available to you in Steem, so you will still end up with increased Steem Power and have have some liquid Steem tokens that you can sell if you want to turn them into money.
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Yes but at the same time the price of steem goes down much faster. As more coins are created the value of these coins goes down. You have more coins that are valued less.
I thinks its down to who you know on here too, if you know the big writers then you have a chance but without that help its difficult to make much