How about option 4 https://steemmonsters.com A card delegation market is coming where you can delegate cards for passive income. If you get luck you can end up wit some of the cards that are worth hundreds of dollars and you can get cards worth $30-$50 each month by completing daily quest.
If you don't like that just go for SP. You have more power that way and use it for all sorts of things like delegating to dapps.