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This is totally dependent on you and your finances, I am sure you have already performed your own research on the topic. The advice I can guide you towards is:

  1. Invest what you are comfortable in loosing (aka start very small, and see how the market works for you)
  2. I imagine you have reviewed the top 20 cryptocurrencies already meaning you know the top ones hence you can always begin from there for your learning curve and invest in whichever one you prefer

Otherwise what I have learnt is that it is always best to do your research on what currency you invest your money in, do not invest a lot and start off small until you can figure out what works for you. This is why ICO's can be risky because you do not know yet how they perform in the long run. I hope this helps, but if not let me know and we can go into the details you are interested in.

Thanks heaps Margo, I have been researching heaps the mind is starting to boggle lol.. I am now looking at how to buy hehe.. Thankyou so much for your offer to help me, I truely appreciate it! So much to learn..cheers x

No worries I am also still learning, things are always changing :)! The community here is great and there are so many people whom have made great blogs on the topic. x

I discovered steemit before I learned about cryptocurrency. I have been reading so much! I am now keen to own others than steem hehe :)

This summer might be the best time to buy if you havent bought yet. Just dont buy everything at once and think what you are buying. No one knows the future prize though.