"still be Beta" is at least part of the issue. With better attention and focus on the ball, why should steemit.com still have to be in beta?
As for over-leveraged, you can look at my wallet and see maybe $500. STEEM goes to 10 cents and I'm down to $50. I'm good for that in cash, didn't need any leverage to get up to the $500 point.
Please right click on any page and then click page source. . That will give you an idea of the amount of programming involved for just one page. Even what might seem like small changes to you require massive amounts of programming time and testing before implemented into the environment. Sometimes programming is like a house of cards and you change one thing and it breaks something else. Thinking you are dealing with Googles tech resources in the Steem team would be misguided.