Hodl Hodl I think, BTCDuke, Zigzag, I today found Sparkswap (looks like DEX?), InPay implementing Lightning Network.
Well, the future will show. EOS is centralized (6 full nodes?), Steem has only 22 full.
I also found FixedFloat.
But I do understand the nervousness. I thought myself that there is nothing in Lightning, but unfortunately in terms of the number of services is bigger than Steem.