You have brought up some interesting thoughts regarding SBD and the whole structure of Steemit, Stephen. There are so many people out there that don't even know what cryptocurrency is. Yesterday, I made an RV salesman aware of its existence while at a RV show with my family, lol! One thing that I have gleaned from working with the public is that if you want mass adoption of a specific item/creation/etc. its interface has to be pretty straightforward. As a person with no experience whatsoever in the world of crypto, I managed to decipher the whole Steem/SP/SBD thing, but there is a bit of a learning curve.
One thing I do know is that people like you who work tirelessly to promote the awesomeness of Steemit are crucial to its future, and I am doubly sure that all of the genius creatures that tweak the system's inner-workings will figure out the best way to make everything mesh for success!