How we lose power and it's replenished (20% per day) is quite clear.
You can check your status at: https://steemd.com/@rheteric
What I'm not sure is why I lost some delegated power ( the one with a plus sign in your wallet ).
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I guess, @likedeeler must be right. You havn´t been active enough to "deserve" a loan. It´s not a punishment, but they just give it to someone who is more active. But it´s just a guess. Sorry to hear that.
@likedeeler is my Steem guru therefore he's always right.
Good to know you´ve found your guru :-)