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I think it's more of a debit card/prepaid and not a credit card (where you can basically buy even if you dont have money), please correct me if I'm wrong!
By the way I'm going to get one too asap :)

Yeah, that's is very true. This is a prepaid card. What I meant by "yes it does", is that you can use it anywhere VISA is accepted.

That's really awesome :O

Yes it does. Here's some information from bitpays website.

Shop anywhere that accepts Visa®
You can use your BitPay Card for online shopping and at any brick and mortar retailer that accepts Visa® debit cards. You can also withdraw cash at any Visa®-compatible ATM.