Steem, SBD and SP should mean absolutely nothing this early on..
Learn to use the system, let us learn who you are.. the dollars will keep accumulating for now, and when it's time to make a financial decision you will be more familiar with the system then...
Consider this to be the new twitter, facebook, reddit, youtube.
Keep posting, keep gaining followers and upvotes. Once inawhile look at your wallet and see the dollar value keep increasing.
Then ask this question again, 2 or 3 months from now.
Have fun in the meantime. You're lucky -- you found the place to hang out before everyone else. Welcome aboard!
Thank you for taking the time to explain it to me. I really appreciate it.