nice formatting, everything is there :) I think a 5:1 curators to authors ratio is pretty healthy if curators increase it would be better.
Maybe add the 38% of rewards going to comments to curation rewards. I think it should be a way to start and produce income, not just to increase your investment. If you start out with 5$ so 50 steem let's say you would take ages to double that, on the other hand, somebody can just do that in one upvote with his 3mil steems, sure if he doubles his 3mil he will spend ages too :D
Dunno, it feels hard for the little fishes, I spent 2 months reading what I cared about, before the people I was following quit then I realized the world is cold and my 15 Steem is 3 times below what was given to new users for a start, never did see that 500$ payout much less 3000$ :D