hi @techslut, this idea reminds me a lot of this idea that acidyo posted i time ago, which is exactly the other way around :)
https://steemit.com/tipbot/@acidyo/looking-for-a-tipbot-developer
Kind regards
Janbut i agree with @timcliff, the idea is good and i would use it most likely quite often, but there are a damn lot of problems in the way. In some countries much more than in others but still ...