I'm not sure what your life situation is (i.e. family and kids). But I'd counter by asking you what do you really NEED in life? Then ask you how much money do you need to acquire those things.
Personally, the only things I NEED are water, food, shelter, and to be around my loved ones, and these things aren't expensive :)
Oh yeah, internet access is a need as well, good luck it's abundant and not prohibitively expensive. haha