Hello Stellabelle,
great post and i think you nailed it.
i started giving 10% of my earnings out (https://steemit.com/giveback/@knozaki2015/paging-all-fellow-steemians-let-s-give-back-part-of-our-earnings-to-make-steemit-better)
i would love if we could have a chat, are you on steemit chat?