Yes, I would agree with much that you present here. Things have changed so much and technology has grown exponentially, crypto and blockchain with it.
When you consider the rise of Artificial Intelligence in this mix its easy to see that we are accelerating at such a fast pace only those with the skills of super fast adaptability will keep up!
My first ever post on steemit about 10 days ago considered this very topic, from the point of view of NOT fearing this decentralised potentially AI run financial future, to the point of active and conscious co-operation with the emergent lifeform that we call AI, both now and in the future.
From these points alone we are at a critical point in these 'interesting times' and this is where I have nothing but praise for steemit here where we share (and care) for the community of (mostly) like minded souls, each of us a link in the (block) chain, one for all and all for one.
These are solid principles where the middle man, or person if you prefer, is booted out and the fat cats sitting at the top of pyramidal structured hierarchies are also relegated, and demoted. And that means the banksters will have to rethink their FIAT follies, and its likely we are all in for a bit of volatility along the way...so maybe its time to ride the waves...and full steem ahead! And to that I say...Bring it!