First off, you said you are displaying stale data. You called it irrelevant.
Yes, you need to go ask better questions of someone who has a lot more information. Until then, yes please stop. You're missing vital info. You're making people unnecessarily afraid.
Yes, I'm telling you not to compare Steemit to traditional capital gains markets.
If you are a shut in without friends in Steemit, you can fix that by wandering around in the Steemit Universe and reading posts by real people that will tell you, much better than graphs, how Steemit is affecting their lives.
You can do the above even if you are not a shut in without Steemit friends.
If you are not a shut in, then you could actually find some of the Steemit meetups that are currently springing up.
The very basis that you cannot see is the reason I'm telling you to go find someone who is a witness or much older than a minnow and involved in the workings of the Steemit structure who can tell you what you do not see.
So I would say, all in all, you're fairly astute in your summary and I personally would expect someone as astute as yourself to go get better advice, input, and knowledge.
I'm pretty sure we're on the same page now. I do look forward to hearing whom you've found to learn from and the differences between Steemit and a typical capital gains market.
Have fun.