This might be a conversation that sees no ending, I agree with your points... without a doubt Steem is not for everyone and most people will end up giving up, but on the other hand I don't know how much the platform can grow, thus catapulting Steem as the currency, if the platform does not become easy to understand and use, we might never see it bigger than what it is today.
I'm not trying to be negative... I'm just saying there is still work to be done...
oh yes lots of work needs to be done, hopefully sooner rather than later before a competitor outstrips it.