Unfortunately, that's just the cost of conversion from digital to fiat. Eventually when it get's a lot more transactions going through, we will have more flexibility in fee structuring.
The real goal is to get them to use digital currencies more...because eventually they won't exit to fiat. With us providing card services we close the loop and make it easier to not have to transact with a bank if they don't want to. Also, Billpay is in the future.
The cost is much less that $10...
Very much look forward to not having to transact with a (broke) bank! :)