Hi @bellsx1 thanks for commenting. I understand it can be bought and sent from an exchange but can are there any wallets that can be downloaded on a phone or even a software wallet for the computer that's seperate or independent from the actual Steemit platform? I have some regular customers of mine that are probably happy to pay me in cryptocurrency but they probably aren't going to setup a Steemit account and from what I hear sending from exchanges costs extra fees.
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The Free Wallet
Steem is good for transparent transactions and governance type of commerce since having a steem blockchain account is required. They only way to not have an account on steem and send money to someone who does is through an exchange. Using a wallet like Jaxx or Exodus provide more flexible payment choices.