Very nice attention to detail.
One way to mitigate the password issue is to help educate people on creating strong, memorable passwords. Strong passwords are great, but not necessarily good if you forget them for services like using Steemit!
One way to do this is to utilize a sort of "master" + "key" structure and use that across accounts. This involves coming up with a very secure "master" (which won't be too difficult to memorize since you're using it on many accounts) and then a service-specific, much simpler "key" which changes for each account. This way, the only thing you really have to remember is the key, and you can keep the master stored away or locked in muscle memory.