I remember in 2005 the interest that banks paid was generally around 6% per year, which was excellent, it was a literal golden age.
but since the economic crash of 08, things like that will never happen again.
Steem is well...picking up steam amongst everyday people and will eventually become HUGE
I dont fault you at all for your money transfer, in the long run it'll pay off more than you can imagine. Keep up the good work , especially if youre this young, your future is VERY bright