Thanks for reading @nitego.
The benefit of "transfer to savings" function is that it gives your Tokens (SBD&Steem) an extra layer of security. If someone gets into your account like hacker, then he/she can't transfer your tokens to bittrex or any other account because your tokens required three days to withdraw it from Savings accounts.
You MUST use "transfer to Savings" function, If you wanna hold more steems and SBDs into your account for a long time Because It is more secure than holding tokens normally in the Steemit wallet.
If you have SBD or Steem into your saving account and if you want to withdraw it, then click on the tiny down triangle to withdraw your SBDs and Steems. Withdraw funds required 3 days waiting period. then you can spend or trade your tokens.
If you have still any question, I am ready to help you.
I appreciate you for the nice feedback. keep it up!
Thank you. I have never read that any where. One more question can Steem in the savings account be delegated ? This has been very informative. Thanks for sharing. You will be shocked how many people do not know this.
You're welcome @nitego.
You can only delegate Steem Power not tokens (Steem&SBD).
Thanks you now its all clear. Steem and SBD tokens. Steem Power - Fuel for the steem blockchain and Steemit.