1, how do i get into the chat? do i have to set up new username and pw as its not letting me in ughhh
2, failed miserably at uploading a pic wth
3, ive been reading and reading non stop i still dont understand how the wallet thing works 
yeah it looks quite lousy for now which is fine but would like to know what do i do with it lool
you know the only way to find out is by asking and some of you guys might be omg another newbie, i dont care lol if u dont ask u wont learn :)
Yes you have to set up a username and password for chat
you can click and drag pics or click select file
You get paid half in steem dollars half in steem power, you might have to do some research about cryptocurrencies to fully understand whats going on lol
loool ive been studying crypto currency for a month but to be honest only btc,ether,ripple etc only learnt of steem when i signed up :) i will stick my head in google see what i can find out :) thank you.
now to try and do the profile pic lol cos right now i feel like a nobody with that grey shadow pic thingy :)
Well, instead of starting to google, I'd suggest to first go through the Quick Start Guide & FAQs. You can access both of these sections by clicking the 3 horizontal bars in the top right corner. You will see the top two topics with these names. Hope it helps.