I think the means to protect yourself is not to invest what you cant afford to lose. I too have doubts about what will happen with Steemit, I powered up with a small amount of BTC that was just hanging around doing nothing exciting and I have 'made' 20x. As you say whether I ever get to realise that is a whole different story. I may just power down to see what happens!
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Have you actually managed to make your money back? Until you have converted the pretend Steem Dollars into something you can spend in a shop you have made nothing.
yeah, it seems like a strange investment for a cryptocurrency that requires you to keep it locked up. It's play money if you can't withdraw it and spend it, or convert it