Holding SBD can be dangerous. It can also be smart if you know what you are doing. There are some whales and orcas that are holding large amounts of SBD. They are doing that for a reason. Presumably using SBD as a hedge.
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I agree for whales an orchas who have a large amount of sp it is a smart thing to do.. however for a newbs on steemit tho, not so smart.. SP is much more important than trying to hedge sbd for the future.. they should exchange it at this good rate and power up.. :)