You're Giving more time to sort things out! If a hacker has access to your account at least you know he won't be able to steal your Steem Power. With Steem and Steem dollar you immediately transfer the funds out of the account. If put them into a saving at least you have 3 day period to contact Steemit Developers to request recovery of your account. If you cancel the transaction, all the money goes back to you! Just extra security measure! You would have to recover your account and request help from Steemit Developers
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