I use Steemvoter and it's earning a similar amount to you, but you need to have some SP before you will make anything. I had to have a few hundred before I started making anything from curation. People can use @steemsports to earn some to start with if their posts are not making much
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Yep, if people feel like it, they can invest in STEEM if they wish. Then power up and buy SP.
It's like the premium thing on my services, you can do it for free, but if you invest, it's faster.
I know some have invested a lot and the current low Steem price should make it attractive. You can earn a nice amount from the interest and curation, if you are happy to have it tied up for a while. All my Steem gets powered up. I just put in a few dollars of Bitcoin when I started.