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I will take that as a compliment . Thank you :)

I have been here for 7 months and still haven't got a clue :)

I think you are still ahead of most people:)

Now that's getting to complicated for me

Don't worry you will get used to it - it is complicated in the beginning but as with most things it gets better.

I'm saving it up on here, is that a good thing?

I think it is - but I think others might tell you to keep some other cryptocurrencies too. I think Bitcoin is the safest bet.