Banks worldwide do so even with other debts. It might be you have to prove for a period you are willing to pay off. Even if Steemians are not able to help you can pay this off yourself.
And save so you can offer an amount to the bank/company yourself which might be even lower.
In the Netherlands every debt and loan (also phone cells) are registered. Banks/companies will ask this information before you can get a credit card at all and the amount you can loan is limited/has to cover your income versus the possibility to pay off. After you payed off it will stay registered for the next 5 years!
I hope you at least had fun for that amount.