Thanks for the reply! On the surface, that seems more or less what I have figured out. But then there's all sorts of "only use an exchange when the price of Steem is rising during a full moon" and "use the internal market for less than X amount, but only when the price of BTC is down 5%" and stuff like that. Makes it all sound like rocket science.
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Yeah, there may be some validity to the details, but I simply don't trouble myself with them! :)