Thomas great points! Fortunately a peer to peer exchange helps minimize regulatory issues at least for us and we can use a feedback system to help with security concerns along with only accepting active keys to log in. With many payment systems, transfers are free or nearly free. For example, with Chase quick pay and sending money to friends on PayPal. That said, most require exchanging personal information which can involve security risks which we can minimize by accepting payment methods at the lowest level such as those requiring an email address rather than a bank account or limiting access to users with more feedback! Thank you for inspiring me to think ahead to some of these challenges!
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