Your idea is good @jerrybanfield but I do not agree with it.
100% Power up is good only when we could trade it like other liquid Steem.
But once it gets into Steem Power, it gets locked and Powering Down takes a long time.
And if the value of Steem goes down in future or steemit gets closed, then all our hard work will be wasted.
So, I like 50/50, at least we get half instant benefit of what we have done. No one knows the future and we should always be ready for adverse circumstances.