This is indeed a big concern. Which is why I've been sticking with a couple of local sites here in Malaysia despite the premium over prices elsewhere. As with everyone else, I'd try to get the cheapest price too. But I would prioritise credibility and record over "cheapest". I've seen some videos at YouTube where people got ripped off by fake silver coins and bars they had bought at eBay. Better to be cautious and suspicious when it comes to parting with our hard-earned money.
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For sure it is always better to play it safe. If you stick with members on the site with really strong feedback though, you should not have any problem. Some of those members have hundreds of trades with a 100% positive feedback rate. That's impressive!