This is absolutely correct. I know that some of my local coin shops will not pay any premium on any private mint coins. They could be a low mintage coin with a lot of popularity and they will not and do not pay more than spot, or actually less than spot. That is unfortunate for the seller; however, it is fortunate for the next buyer coming into the LCS because they get a great deal.
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I was wondering why some of them were so low. That makes sense if they're buying them at spot or below. I guess they don't take the time to look them up and see what they're worth. Good for me since I'm buying!